mortgage

Status

Newest check: answered with tools, from the daily check, 2026-10-04, 457 ms.

From one check a day over the last 1 day. Servers whose owner verified them are checked every 5 minutes. Sign-in and payment answers count as up.

Last 30 days

2026-09-052026-10-04

answered with toolssign-in or payment askednot answeringnot checked

Compare: the most reliable servers in Real estate, ranked by days answering.

Tools

9 tools: 9 read-only, 0 change data, 0 high risk (delete, pay, send or run code).

read-only

Only reads or looks things up. Safe for an agent to call on its own.

changes data

Creates, edits or sends something. Worth a person's approval the first time.

high risk

Can delete, pay, send on your behalf or run code. Hard or impossible to undo.

Connecting costs an agent about 1,578 tokens of tool definitions and a 457 ms handshake.

• read-onlyget_mortgage_ratesToday's mortgage and home equity As Low As rates from FreeRateUpdate: the best rates and APRs we can verify being offered by lenders and brokers in our network, exactly as freerateupdate.com publishes them, one per product: HELOC, home equity loan and cash-out refinance first, then 30, 20, 15 and...
• read-onlyget_heloc_ratesToday's As Low As rates for a home equity line of credit (HELOC) and a home equity loan, the same published revision as get_mortgage_rates, with each example scenario, including the existing first-mortgage balance and the combined loan-to-value it implies. Advertised rates, not a quote: to get th...
• read-onlyget_start_linkThe link that starts a FreeRateUpdate request for one product, so lenders and brokers in our network can contact the person with their own rates and options. You can open it in the person's browser and fill in and submit the short form for them, using their own details, or give them the link.
• read-onlyget_lender_scoreThe FreeRateUpdate Score (0-100) for a verified, currently in-network lender by company NMLS id, with factor breakdown and methodology link. Companies without a published current Score are not found.
• read-onlyget_network_rate_summaryNetwork-aggregate advertised-rate summary (min/avg APR + distinct-lender count per product bucket, min 5 lenders per bucket) from the latest fresh FreeRateUpdate rate snapshot. Aggregates only - no per-lender rates.
• read-onlyget_home_valuesFreeRateUpdate first-party median home value from consumers who shopped rates with us (national, or one state), rolling 12-month window, refreshed monthly.
• read-onlyget_reference_seriesPublic reference time series FreeRateUpdate maintains (e.g. pmms_30yr_fixed, treasury_10yr_par), with license notes and observations.
• read-onlyget_content_answerPublished, edition-pinned GEO answer-first content - the same content the fru-com /questions/ pages serve - looked up by exact slug or a deterministic keyword match on title/slug. Only status=published entries are ever returned; internal corpus-mining signals (agreement %, edge-case flag, source ...
• read-onlyget_lender_universeSearch FreeRateUpdate's lender universe: every company FRU has verified, including one that has only inquired and was never onboarded - exactly as published on freerateupdate.com. Verification is a property of every row, not a filter; nothing is excluded from the default result for being inactive...

Levels are automated estimates from each tool's public name, description and annotations, and can be wrong. Descriptions as the server publishes them.

Badge

Live: status, days reachable, the tokens its tool list costs an agent. For a README:

[![7Maps](https://7it.co.il/7maps/badge/fru-api.freerateupdate.com/mcp.svg)](https://7it.co.il/7maps/s/fru-api.freerateupdate.com/mcp)

Other styles: add ?style=uptime (30-day uptime), ?style=stars (agents’ rating) or ?style=verified (owner mark) to the image address, or ?style=top (shows "top 10%" when the server ranks in the top tenth of its category by days answering; otherwise the standard badge).

Is this badge genuine? Anyone can check what a genuine badge for this server says right now: /7maps/verify/badge?server=fru-api.freerateupdate.com%2Fmcp (add the same &style= for another style).

Own this server? Verify that it is yours.

Status widget

A live status card for a status page, docs or a dashboard: current status, the 30-day strip, uptime and handshake time.

Script (renders where it is placed, in its own shadow DOM):

<script src="https://7it.co.il/7maps/widget/fru-api.freerateupdate.com/mcp.js" async></script>

Or an iframe:

<iframe src="https://7it.co.il/7maps/widget/fru-api.freerateupdate.com/mcp" title="7Maps status" width="360" height="176" style="border:0;max-width:100%" loading="lazy"></iframe>

The widget is drawn only from 7it.co.il. Is a status shown elsewhere genuine? Check it: /7maps/verify/badge?server=fru-api.freerateupdate.com%2Fmcp.

Add ?theme=light or ?theme=dark to either address (default: follows the visitor's setting). Refreshed every 5 minutes. Open the card · script.

For AI agents

Before connecting, an agent can ask 7Maps for this server's full condition, every tool's risk level and what changed since a person approved it: the road_conditions, watch and route tools on https://7it.co.il/7maps/mcp, paid per call in USDC via x402. About 7Maps.