financial-calculators

Tools

14 tools: 14 read-only, 0 change data, 0 high risk (delete, pay, send or run code).

read-only

Only reads or looks things up. Safe for an agent to call on its own.

changes data

Creates, edits or sends something. Worth a person's approval the first time.

high risk

Can delete, pay, send on your behalf or run code. Hard or impossible to undo.

Connecting costs an agent about 10,141 tokens of tool definitions and a 4,017 ms handshake.

• read-onlyget_tool_guideDiscovery helper: returns the standard prompt template, argument template, output-interpretation guide and related resources for one or all SmartMoney77 tools, so you can call them correctly without guessing. Example: { "tool": "fire_number" }.
• read-onlylist_calculatorsList every SmartMoney77 calculator with its slug, accepted URL parameters and supported languages/currencies. Call this before build_calculator_link. Example: { "group": "history" } returns only the 'what if I had invested' tools.
• read-onlybuild_calculator_linkBuild a deep link to a SmartMoney77 calculator with pre-filled values that auto-calculate on open. Use list_calculators first to find the slug and its parameters. Example: { "calculator": "bitcoin-history", "lang": "en", "params": { "amount": 1000, "year": 2015 } } → https://smartmoney77.com/en/b...
• read-onlybuild_share_packBuild everything needed to share a SmartMoney77 calculation on social media in one call: the deep link to the result, a ready-to-embed 1200x628 image URL rendered on our servers, a link that opens the on-site share modal (1200x628, 1080x1080, 1080x1920 downloads), and a localized caption with att...
• read-onlycompound_interestProject the future value of an initial amount plus monthly contributions at a given annual return (monthly compounding), and return a link to the same calculation on SmartMoney77. Example: { "initial": 10000, "monthly": 500, "rate": 8, "years": 20 } → futureValue = 343,778. Monthly contributions ...
• read-onlyfire_numberCalculate the financial-independence (FIRE) target from monthly expenses using the 4% rule, plus how many years of saving are needed. Example: { "expenses": 4000, "saving": 1500, "current": 50000 } → fireNumber 1,200,000.
• read-onlycredit_card_payoffCalculate how long it takes to clear a credit card balance at a fixed monthly payment and APR, plus the total interest paid. Example: { "balance": 10000, "payment": 400, "rate": 18 } → about 32 months and ~2,600 in interest. Errors when the payment is smaller than the first month's interest.
• read-onlyemergency_fundCalculate how many months of expenses current savings cover, the target emergency fund size, the gap, and how long it takes to close it. Example: { "expenses": 3000, "savings": 6000, "contribution": 500, "target": 6 } → 2 months covered, target 18,000, gap 12,000, 24 months to go.
• read-onlyinflation_checkCalculate how much purchasing power cash loses to inflation over time, and what nominal amount keeps the same buying power. Example: { "amount": 100000, "rate": 3, "years": 10 } → realValue ≈ 74,409 and equivalentNeeded ≈ 134,392.
• read-onlylatte_factorCalculate what a small recurring daily expense (coffee, cigarettes, takeaway) costs over time and what it would grow to if invested instead. Monthly cost = cost × perWeek × 52 / 12, and monthly contributions are made at the end of each month (ordinary annuity). Example: { "cost": 5, "years": 30, ...
• read-onlykiller_feesCompare how much a high management fee costs versus a low fee over time on a portfolio with monthly contributions. Example: { "portfolio": 100000, "monthly": 1000, "highFee": 1.5, "lowFee": 0.3, "years": 25 } → the low-fee portfolio ends materially higher.
• read-onlycost_of_waitingCompare investing the same monthly amount starting at an early age versus a later age, and show what the delay costs by retirement. Example: { "monthly": 1000, "start": 25, "compare": 35, "retire": 67, "rate": 8 } → a large gap created mostly by compounding, not by the extra contributions.
• read-onlyhistorical_investment_returnCompute what a past investment would be worth today (or in a later year), using the same yearly low/high average prices as the SmartMoney77 history calculators. All amounts and prices are in USD only. Assets: bitcoin, ethereum, solana, sp500, nasdaq100, nvidia, microsoft, meta, apple, tesla, amaz...
• read-onlycompare_investmentsRun the same "what if I had invested" calculation across 2-8 assets and rank them by final value. USD only, same yearly low/high average pricing as the SmartMoney77 history calculators. Assets: bitcoin, ethereum, solana, sp500, nasdaq100, nvidia, microsoft, meta, apple, tesla, amazon, google, net...

Levels are automated estimates from each tool's public name, description and annotations, and can be wrong. Descriptions as the server publishes them.

Status

Newest check: answered with tools, from the daily check, 2026-10-05, 4,017 ms.

From one check a day over the last 4 days. Servers whose owner verified them are checked every 5 minutes. Sign-in and payment answers count as up.

Last 30 days

2026-09-062026-10-05

answered with toolssign-in or payment askednot answeringnot checked

Compare: the most reliable servers in Developer tools and code, ranked by days answering.

Badge

Live: status, days reachable, the tokens its tool list costs an agent. For a README:

[![7Maps](https://7it.co.il/7maps/badge/smartmoney77.com/mcp.svg)](https://7it.co.il/7maps/s/smartmoney77.com/mcp)

Other styles: add ?style=uptime (30-day uptime), ?style=stars (agents’ rating) or ?style=verified (owner mark) to the image address, or ?style=top (shows "top 10%" when the server ranks in the top tenth of its category by days answering; otherwise the standard badge).

Is this badge genuine? Anyone can check what a genuine badge for this server says right now: /7maps/verify/badge?server=smartmoney77.com%2Fmcp (add the same &style= for another style).

Own this server? Verify that it is yours.

Status widget

A live status card for a status page, docs or a dashboard: current status, the 30-day strip, uptime and handshake time.

Script (renders where it is placed, in its own shadow DOM):

<script src="https://7it.co.il/7maps/widget/smartmoney77.com/mcp.js" async></script>

Or an iframe:

<iframe src="https://7it.co.il/7maps/widget/smartmoney77.com/mcp" title="7Maps status" width="360" height="176" style="border:0;max-width:100%" loading="lazy"></iframe>

The widget is drawn only from 7it.co.il. Is a status shown elsewhere genuine? Check it: /7maps/verify/badge?server=smartmoney77.com%2Fmcp.

Add ?theme=light or ?theme=dark to either address (default: follows the visitor's setting). Refreshed every 5 minutes. Open the card · script.

For AI agents

Before connecting, an agent can ask 7Maps for this server's full condition, every tool's risk level and what changed since a person approved it: the road_conditions, watch and route tools on https://7it.co.il/7maps/mcp, paid per call in USDC via x402. About 7Maps.